Assemble the loan request package lenders will actually read
Rung 4 of 10 · Recipe pattern
1 · Learn the move · Recipe pattern
You sit on the borrower's side, and the package you send out is the deal to every lender who reads it. The move is a fixed recipe, deal summary, loan request, sources & uses, sponsor bio and track record, property financials, the ask. Run the same way every time so nothing gets forgotten and nothing gets invented. The trap is dressing up a thin sponsor: a track record the borrower didn't give you, a T-12 line you 'assumed.' Build only from pasted facts, set up the sources-and-uses equity plug and hand the foot-check to a calculator, and mark every gap [SPONSOR TO PROVIDE]. A clean package that admits its holes beats a slick one that fabricates them.
Write up a loan request package for this deal so I can send it to lenders. [PASTE: property, price, NOI, requested loan, sponsor notes]
2 · Your turn. You write the prompt
You're a debt broker packaging a $6.2M acquisition loan on a stabilized retail center for a borrower. You have: purchase price $9.54M, in-place NOI $612,000, requested loan $6.2M (65% LTV), sponsor states two prior retail deals but hasn't sent addresses, sizes, or exit outcomes. You need a lender-ready loan book that presents the deal faithfully and flags the missing sponsor detail. Without you inventing a track record or a lender's terms.
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