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Normalize a T-12 before you underwrite

Rung 8 of 10 · Fact-check list

1 · Learn the move · Fact-check list

Every seller's operating statement is dressed up — management fee missing, repairs buried in 'other,' a one-time insurance credit smoothing the year. The skill is making AI restate the trailing-twelve into clean, standard line items and flag the add-backs a buyer would reverse, quoting the source line each time so you can check its work.

You are an underwriter. Clean up this T-12 into standard categories.
[T-12]

2 · Your turn — you write the prompt

The seller sent a trailing-twelve operating statement with non-standard categories and suspiciously low expenses. Before you underwrite, you need it normalized to standard line items with the questionable numbers flagged.

Remember: the AI sees only your prompt — not this page. If the situation isn't in your prompt, it doesn't exist.

Optional — these shape the output when you run your prompt below, not your score.