Turn deal facts into a lender credit memo
Rung 2 of 10 · Enhance the Output
1 · Learn the move · Enhance the Output
Committee doesn't reject deals for bad prose. It rejects them for a figure that can't be sourced and a risk with no mitigant. Give the AI your pasted deal facts AND your own computed ratios, and have it structure the memo: summary, sources & uses, the sized loan and key ratios exactly as you supply them, strengths, risks each paired to a real mitigant, and a recommendation framed as conditions. The enhance move is structure and completeness, never recomputation. The instant the AI 'improves' your DSCR or invents a borrower net worth, the memo is worthless. Every number is an input; every gap is a condition.
Write up a credit memo for this deal. [PASTE: deal + borrower + property facts + my computed loan and ratios]
2 · Your turn. You write the prompt
An agency underwriter has a stabilized multifamily acquisition: sized loan, DSCR, LTV, and debt yield already computed by hand, plus borrower and property facts. She needs a committee-ready memo that presents her numbers faithfully and turns every open item into a loan condition. Without the AI touching a single figure.
Remember: the AI sees only your prompt, not this page. If the situation isn't in your prompt, it doesn't exist.
Optional. These shape the output when you run your prompt below, not your score.